Credit card and bank customers may find themselves facing improper fees and penalties, from unexplained late fees and overdraft charges to sudden interest rate spikes.

Our lawyers are experienced, effective advocates for consumers and investors who have been hurt by unfair or fraudulent financial practices. We successfully represent clients in matters pertaining to unlawful banking and lending practices and other unfair conduct in the market for consumer financial services.

Practicing in courts across the United States for nearly 30 years, our firm knows how to protect your rights. We have successfully prosecuted claims of unfair and deceptive practices; challenges to fees, billing, and interest rates; and fraud, breach of fiduciary duty, securities fraud, and other violations—achieving precedent-setting settlements for our clients.

Recent Successes

When Chase Bank changed the terms of consumer loans and more than doubled monthly payments, we recovered $100 million for borrowers.

In a class action against American Express, we recovered $100 million for clients of American Express Financial Advisors for overcharging for financial planning services.

We recovered $19.4 million for customers of H&R Block who were misled about the benefits and fees associated with Express IRAs.

We secured a comprehensive settlement for PayPal customers for violations of federal electronic financial transfer laws.

We obtained a settlement against the American Fair Credit Association for over $40 million settlement for misleading borrowers about its credit repair programs.

We represented commodities customers against U.S. Bank and JPMorgan Chase in a case arising from the collapse of Peregrine Financial Group Inc., resulting in recoveries of over $75 million.

If you have information concerning financial fraud, please speak to a lawyer on our consumer protection team.

Current Investigations

Xylem Investigation

Girard Sharp LLP is investigating potential claims on behalf of Evoqua stockholders who received shares of Xylem, Inc. through the 2023 merger.

Bank of America Investigation

Girard Sharp is investigating potential claims on behalf of Bank of America customers for whom the bank may have opened unauthorized credit card or other accounts 

Flagstar Data Breach Investigation

Girard Sharp attorneys are investigating reports of a December 2020-January 2021 data breach that affected Flagstar Bank.


Wells Fargo TCPA

Girard Sharp served as co-lead counsel in an action alleging that Wells Fargo used an automatic telephone dialing system to repeatedly call the cellular phone numbers of persons with no prior affiliation with Wells Fargo. On December 10, 2019, the Honorable Manish S. Shah of the Northern District of Illinois granted final approval of a settlement that established a fund of $17,850,000 for class members.

JP Morgan Chase

Girard Sharp serves on the Executive Committee in this class action on behalf of traders in NYMEX platinum or palladium futures contracts and/or COMEX silver futures or gold futures contracts asserting market manipulation (“spoofing”) claims against JPMorgan Chase & Co. Girard Sharp helped plaintiffs secure a $60 million settlement for the class, which will supplement a $920 million settlement with the U.S. Department of Justice.